Money & ATMs in Tanzania

Planning how you'll handle money in Tanzania is essential for a smooth trip. From cash to cards, here’s everything you need to know about currency, ATMs, and spending while traveling in Tanzania.

What Is the Local Currency?

The official currency of Tanzania is the Tanzanian Shilling (TZS). US dollars are also widely accepted, especially for tours, park fees, and accommodations — but bills should be issued after 2009 and in good condition.

Where to Find ATMs

• ATMs are available in major towns like Arusha, Moshi, Dar es Salaam, and Zanzibar
• Most ATMs accept international cards (Visa is more widely accepted than MasterCard)
• Withdrawals are in Tanzanian Shillings only
• Daily withdrawal limits usually range from TZS 400,000 to 800,000 (~$150–$300)

How Much Cash Should You Carry?

• Have some cash for tipping, small purchases, and areas without card access
• Bring a mix of Tanzanian Shillings and US Dollars for flexibility
• Use safes in your hotel or lodge to store extra money securely

Can I Use Credit Cards or Mobile Money?

Credit cards are accepted at many hotels, lodges, and tourist businesses — but often with a 3–5% surcharge. Mobile money (like M-Pesa) is common locally but less useful for tourists unless you have a Tanzanian SIM card.

Still unsure how to plan your travel budget? Contact our team — we’ll help you prepare with the latest advice on money and payments in Tanzania.